ADABIYAH, Rofida Choirotul; 						AMALIA, Husna; 						FARIS, Sukron.
 WHAT FACTORS INFLUENCE COLLEGE STUDENTS DECISION TO USE PAYLATER?.
<strong>Proceedings of the International Conference of Islamic Economics and Business (ICONIES)</strong>, [S.l.], v. 10, n. 1, p. 867-878, sep. 2024.
ISSN 2541-3333.
Available at: &lt;<a href="https://urj.uin-malang.ac.id/index.php/iconies/article/view/2992" target="_new">https://urj.uin-malang.ac.id/index.php/iconies/article/view/2992</a>&gt;. Date accessed: 25 july 2026.