Strategi pemahaman literasi keuangan syariah kepada pelaku usaha UMKM

Authors

  • Ahmad Aufal Marom Program Studi Perbankan Syariah, Universitas Islam Negeri Mualana Malik Ibrahim Malang

Keywords:

Financial literacy, MSMEs, strategies, challenges, solutions

Abstract

Increasing sharia financial literacy in Micro, Small and Medium Enterprises (MSMEs) in Indonesia is very important, considering that MSMEs play a significant role in the national economy with a contribution of more than 60% to GDP. However, MSMEs still face obstacles in accessing finance and low understanding of finance. Sharia finance can be a solution that is in line with Islamic principles, but the level of understanding about it is still limited. Increasing sharia financial literacy will help MSMEs more easily access financing, manage finances better, and encourage innovation in sharia financial products. For this reason, collaboration is needed from various parties to increase sharia financial literacy so that MSMEs can make optimal use of sharia financial services in developing their businesses.

Downloads

Download data is not yet available.

Downloads

Published

2025-11-04

How to Cite

Marom, A. A. (2025). Strategi pemahaman literasi keuangan syariah kepada pelaku usaha UMKM. Maliki Interdisciplinary Journal, 3(11), 367–377. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/11118

Issue

Vol. 3 No. 11 (2025): NOVEMBER

Section

Articles

License

Authors who publish with this journal agree to the following terms:

  • Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
  • Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  • Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.