Peran teknologi dalam manajemen strategi perbankan syariah di era ekonomi digital

Authors

  • Mohamad Safriyanto Lamondo Program Studi Perbankan Syariah, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Keywords:

Islamic banking, technology, strategic management, digital economy, innovation

Abstract

This study aims to analyze the role of technology in supporting the strategic management of Islamic banking in the digital economy era. Using qualitative methods through literature review, this study examines the impact of technologies such as AI, big data, blockchain, and fintech on operational efficiency, risk management, and product innovation in Islamic banking. The results of the study show that technology plays a significant role in improving process efficiency, expanding service access, and strengthening risk management by utilizing AI and blockchain which help ensure compliance with Islamic principles. However, Islamic banking also faces challenges such as cybersecurity, data protection, and adjusting Islamic regulations to ever-evolving technology.

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Published

2025-08-28

How to Cite

Lamondo, M. S. (2025). Peran teknologi dalam manajemen strategi perbankan syariah di era ekonomi digital. Maliki Interdisciplinary Journal, 3(7), 159–166. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/11136

Issue

Vol. 3 No. 7 (2025): JULY

Section

Articles

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