Konsep perbankan Syari’ah
Abstract
Everything related to Islamic Banks and Islamic Business Units, including their place of business, business activities, and the procedures and methods used to carry out these business activities, is called Islamic Banking. Islamic banks are institutions that act as intermediaries and providers of financial services, which operate based on Islamic ethics and value systems, especially those free from interest (riba). This study aims to find out and understand more deeply about the concept of Islamic banking. This research method uses scientific review articles to understand the concept of Islamic banking and applies a theoretical approach in evaluating the journal's contribution to current theory. The conclusion obtained in this study is that Islamic banks are financial institutions that operate based on Islamic principles and value systems, without interest, and are established to address social and economic problems. The interest system is considered unfair and difficult for farmers and small businesses, so Islamic banks evaluate business plans based on Islamic welfare and justice criteria. Positive law and Islamic law are the basis for Islamic banking in Indonesia. The principles include contract law, independence from the Maghrib, and prudence and trust in financial operations.
Downloads
References
Agustin, H. (2021). Teori Bank Syariah. JPS (Jurnal Perbankan Syariah), 2(1), 67–83. https://doi.org/10.46367/jps.v2i1.279
Amirillah, A. (2014). Efisiensi perbankan syariah di indonesia. JEJAK: Jurnal Ekonomi Dan Kebijakan, 7(2), 141-150. https://doi.org/10.15294/jejak.v7i2.3895
Anugrah, Y. D. Y. (2020). Analisis Konsep Penerapan Pembiayaan Murabahah pada Perbankan Syariah. Muhasabatuna : Jurnal Akuntansi Syariah, 2(2), 1. https://doi.org/10.54471/muhasabatuna.v2i2.806
Imama, L. S. (2014). Konsep Dan Implementasi Murabahah Pada Produk Pembiayaan Bank Syariah. IQTISHADIA Jurnal Ekonomi & Perbankan Syariah, 1(2), 221-247 https://doi.org/10.19105/iqtishadia.v1i2.482
Maku, Y. A. D. (2017). Penerapan prinsip-prinsip tentang perbankan syariah hubungannya dengan otoritas jasa keuangan. Lex Crimen, 6(1), 39-45
Manan, A., Hasibuan, F. Y., & Sinaulan, R. L. (2022). Peluang dan Tantangan Pengelolaan Perbankan Syariah serta Urgensi Keberadaan Dewan Pengawas Syariah di Indonesia. PALAR (Pakuan Law review), 8(2), 309-330. https://doi.org/10.33751/palar.v8i1.484
Nabela, F., Nurnasrina, N., & Sunandar, H. (2023). Hirarki Hukum dan Dasar Hukum Perbankan Syariah di Indonesia. Jurnal Ekonomi Utama, 2(2), 106–116. https://doi.org/10.55903/juria.v2i2.58
Nadia, S., Ibrahim, A., & Jalilah, J. (2019). Analisis hambatan pertumbuhan perbankan syariah di Indonesia (kajian terhadap perbankan syariah di Aceh). JIHBIZ: Global Journal of Islamic Banking and Finance, 1(2), 153-176. https://doi.org/10.22373/jihbiz.v1i2.8575
Najib, M. A. (2017). Penguatan Prinsip Syariah Pada Produk Bank Syariah. Jurnal Jurisprudence, 7(1), 15–28. https://doi.org/10.23917/jurisprudence.v7i1.4351
Satriak Guntoro, Nurnasrina, Heri Sunandar, & Hendro Lisa. (2023). Pengertian, Ruang Lingkup Perbankan, Latar Belakang, Prinsip Dan Sejarah Perbankan Syariah Di Indonesia. Jurnal Riset Indragiri, 1(3), 215–223. https://doi.org/10.61069/juri.v1i3.39
Supriadi, S., & Ismawati, I. (2020). Implementasi Prinsip-Prinsip Perbankan Syariah untuk Mempertahankan Loyalitas Nasabah. Jurnal Hukum Ekonomi Syariah, 3(1), 41-50. https://doi.org/10.30595/jhes.v0i0.7002
Copyright (c) 2024 Rosyadah Rensy Dwi Murnisa Putri
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
