Peran Strategis Bank Syariah dalam Mendorong Keuangan Hijau dan Ekonomi Berkelanjutan
Abstract
This research discusses the strategic role of Islamic banks in supporting green finance and sustainable economy in Indonesia. With the increasing issue of climate change and environmental degradation, Islamic banks are expected to contribute through ethical and environmentally friendly financial principles. This research uses a qualitative method with a literature study approach to analyze the impact of green financing by Islamic banks on a sustainable economy. The results show that Islamic banks play an important role in supporting environmentally friendly projects through sharia-based financial products such as Green Murabahah, Green Ijarah, and Green Sukuk. By integrating sharia principles that focus on sustainability, Islamic banks finance renewable energy projects, green infrastructure, as well as environmentally friendly waste management. Islamic banks not only fulfill economic goals but also contribute to social and environmental welfare. The impact of green financing by Islamic banks includes the creation of new jobs in the renewable energy and environmental management sectors, reduction of carbon emissions, and improved energy efficiency. In addition to achieving economic goals, green financing also contributes to social welfare and environmental preservation.
Downloads
References
Alfarizi, M., Hanum, R. K., Firmansyah, A. A., & Kurniasari, R. (2023). Implikasi Komitmen Kepemimpinan Islam dan Dimensi Green Finance dalam Mendorong Kinerja Berkelanjutan Perbankan Syariah Indonesia. IQTISHADIA Jurnal Ekonomi & Perbankan Syariah, 10(2), 225–253. https://doi.org/10.19105/iqtishadia.v10i2.7164
Alfiansyah, C., & Nisa, F. L. (2024). Analisis Tantangan dan Peluang Perbankan Syariah dalam Mewujudkan Pembangunan Ekonomi Berkelanjutan. 2(3), 199–210.
Avivah, I. N., & Muharrami, R. S. (2023). Kontribusi Perbankan Syariah Dalam Mendukung Terciptanya Green Finance Di Indonesia. 7, 282–294.
Febiola, V., Fasa, M. I., & Suharto, S. (2023). Analisis Implementasi Green Banking pada Bank Umum Syariah: Studi Kasus pada Bank Syariah Indonesia. 5.
Hanif, H., Ningsih, N. W., & Iqbal, F. (2018). Green Banking Terhadap Profitabilitas Bank Umum Syariah di Indonesia. 3, 86–99.
Ridwan, M., & Harahap, P. H. (2024). Transformasi Pembiayaan Berbasis Green Financing Pada Bank Syariah Indonesia Perspektik Hukum Islam. 10(1).
Shershneva, E. G., & Kondyukova, E. S. (2020). Green Banking as a Progressive Format of Financial Activity in Transition to Sustainable Economy. IOP Conference Series: Materials Science and Engineering, 753(7). https://doi.org/10.1088/1757-899X/753/7/072003
Suharto, T. (2023). Analisis Implementasi Green Finance pada Perbankan Syariah Dalam Mewujudkan Suistainable Finance di Indonesia Tentiyo Suharto Sekolah Tinggi Agama Islam Negeri Mandailing Natal Email : tentiyosuharto18@gmail.com. 4(1), 78–96.
Toha, M., & Arislan, M. S. (2024). Implementasi Green Banking pada Perbankan Syari’ah Indonesia Melalui CSR. 2(100), 12–20.
Copyright (c) 2025 Anggun Wahyuni Ningsih
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
