Peranan public relations influencer terhadap perilaku nasabah dalam menggunakan mobile banking Bank Syariah Indonesia (BSI)

  • Risma Gunawan Program Studi Perbankan Syariah, Universitas Islam Negeri Maulana Malik Ibrahim Malang
Keywords: public relations; influencer; mobile banking; Bank Syariah Indonesia; customer behavior

Abstract

This study aims to analyze the role of Public Relations (PR) influencers on customer behavior in using Bank Syariah Indonesia (BSI) mobile banking. Along with the development of technology and social media, influencers have become an important part of PR strategies, especially in attracting attention and building customer trust. The research method used is qualitative descriptive with a literature review approach. The results of the study show that influencers help improve customer understanding of the features and benefits of mobile banking services while addressing concerns about transaction security. Content relevance, influencer credibility, and active interaction with the audience play a major role in increasing interest and adoption of digital services. However, challenges such as low digital literacy and audience boredom due to monotonous campaigns need to be considered. BSI is advised to be more selective in choosing influencers and continue to innovate in campaigns to remain effective. In addition, education about application security and the socialization of digital literacy needs to be intensified to strengthen trust and increase customer loyalty. These findings confirm that the right influencer PR strategy can play a significant role in strengthening the adoption of mobile banking services and building long-term relationships with customers.

Downloads

Download data is not yet available.

References

Aini, S. A., Wijayantini, B., & Rusdiyanto, R. (2022). Pengaruh persepsi kemudahan dan persepsi fitur layanan islami terhadap keputusan nasabah menggunakan mobile banking Bank Syariah Indonesia cabang Jember. National Multidisciplinary Sciences, 1(3), 493–503. https://doi.org/10.32528/nms.v1i3.83

Bank Syariah Indonesia. (2023). BSI terus dorong aktivasi digital transaksi via BSI Mobile lebih masif. https://www.bankbsi.co.id/news-update/berita/bsi-terus-dorong-aktivasi-digital-transaksi-via-bsi-mobile-lebih-masif

Khoiriyah, U., & Putra, P. (2022). Analisis jalur pengaruh pengambilan keputusan bertransaksi melalui BSI mobile. Jurnal Ilmiah Ekonomi Islam, 8(3), 2522. https://doi.org/10.29040/jiei.v8i3.6455

Mustika, N., & Puspita, R. E. (2021). Analysis of factors influencing the intention to use Bank Syariah Indonesia mobile banking with trust as mediation. Dinar: Jurnal Ekonomi dan Keuangan Islam, 7(2), 14–35. https://doi.org/10.21107/dinar.v7i2.9995

Nisa, F., Rozza, S., & Muchtar, A. M. (2020). Peran public relations, kepercayaan, dan persepsi kemudahan dalam mendorong minat bertransaksi menggunakan mobile banking: Studi kasus pengguna mobile banking BNI Syariah di Kota Depok. Account, 7(1). https://doi.org/10.32722/acc.v7i1.2839

Pangestu, D. (2022). Analisis kepuasan nasabah dalam penggunaan BSI mobile. Jurnal Muamalat Indonesia - JMI, 2(2). https://doi.org/10.26418/jmi.v2i2.58961

Sodik, F., Zaida, A. N., & Zulmiati, K. (2022). Analisis minat penggunaan pada fitur pembelian mobile banking BSI: Pendekatan TAM dan TPB. Journal of Business Management and Islamic Banking, 1(1), 35-53. https://doi.org/10.14421/jbmib.2022.011-03

PlumX Metrics

Published
2024-12-31
How to Cite
Gunawan, R. (2024). Peranan public relations influencer terhadap perilaku nasabah dalam menggunakan mobile banking Bank Syariah Indonesia (BSI). Maliki Interdisciplinary Journal, 2(12), 622-626. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/11275
Section
Articles