Analisis kelayakan bisnis pada bmt-ugt nusantara
Strategi untuk menjamin keberlanjutan
Abstract
Baitul Maal wa Tamwil (BMT) UGT Nusantara is a sharia microfinance institution that uses a fair and transparent financial system to support the economic growth of the community. The purpose of this study is to evaluate the feasibility of the BMT-UGT Nusantara business by looking at various aspects, such as law, market, technology, and management. The goal is to find strategies that support sustainability. The results of the analysis show that BMT UGT Nusantara has very positive prospects for further development. This is supported by the existence of a strong legal basis and in accordance with sharia principles, broad market potential with an increasing level of need for sharia financial services, a targeted marketing strategy that is able to reach wider levels of society, and the use of digital technology that helps improve efficiency and service
Downloads
References
Azizah, N. (2021). Laporan Studi Kelayakan Bisnis Syariah. https://www.scribd.com/document/515046717/Laporan-Studi-Kelayakan-Bisnis-Syariah
Ekaningsih, L. A. F., & Hanik, F. U. (2020). Analisis Penilaian Tingkat Kesehatan Di BMT UGT Sidogiri Cabang Glenmore Kabupaten Banyuwangi.
Fajar, T. M., & Mardiana, M. (2024). Pengaruh Pembiayaan Murabahah, Mudharabah, dan Musyarakah Terhadap Profitabilitas dengan Non Performing Financing Sebagai Variabel Moderasi: Studi Kasus Pada Baitul Maal Wat Tamwil (BMT) UGT Nusantara Periode 2015-2021. Ekonomis: Journal of Economics and Business, 8(1), 1. http://repository.uin-malang.ac.id/20927/
Ilyas, R. (2019). Analisis Kelayakan Pembiayaan Bank Syariah. Asy Syar’iyyah: Jurnal Ilmu Syari’ah Dan Perbankan Islam, 4(2), 124–146. https://doi.org/10.32923/asy.v4i2.999
Melinda, E. (n.d.). Implementation of risk management in murabahah financing at BMT UGT Nusantara Pasuruan. 2. http://repository.uin-malang.ac.id/16773/
Putra, I. G. S., Affandi, H. A. A., Purnamasari, L., & Sunarsi, D. (n.d.). Analisis Laporan Keuangan. Cipta Media Nusantara. https://books.google.co.id/books?id=iRFUEAAAQBAJ
Shoumi, I. N. H., & Wardana, G. K. (2024). Faktor Penentu Nilai Perusahaan Perbankan Syariah Dunia: Profitabilitas, Ukuran Perusahaan, Dan Kebijakan Dividen. Jurnal Dimensi, 13(2), 276–289. http://repository.uin-malang.ac.id/20059/
Wasila, E. V. (n.d.). Memperoleh gelar Sarjana Administrasi Bisnis.
Copyright (c) 2025 Laely saidatul Ummi

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.



