Analisis studi kelayakan bisnis pada industri perbankan
Studi pada bank syariah indonesia KCP nganjuk ahmad yani
Abstract
A business feasibility study is a crucial step in ensuring the success of establishing a branch of Bank Mega Syariah in Malang City. This city was chosen for its significant potential, supported by its education, tourism, trade sectors, and dynamic SMEs, as well as a majority Muslim population with a strong awareness of Sharia principles. This study analyzes legal, market and marketing, environmental, technical and technological, management and human resources, financial, and environmental impact (AMDAL) aspects to determine feasibility and the best strategies. The analysis results indicate that Bank Syariah Indonesia (BSI) has excelled in various aspects, particularly in legal compliance, environmental management, marketing strategies, technological readiness, and organizational management. However, there is room for improvement in financial aspects and human resource management. Overall, this strong foundation supports BSI in competing in both national and global Islamic banking sectors, contributing to financial inclusion and sustainability.
Downloads
References
Azizah, N. (2021). Laporan Studi Kelayakan Bisnis Syariah. https://www.scribd.com/document/515046717/Laporan-Studi-Kelayakan-Bisnis-Syariah
Erstiawan, M. S., Candraningrat, & Wibowo, J. (2021). Efektivitas Strategi Pemasaran Dan Manajemen Keuangan Pada UMKM Roti.
Ihyak, M., Segaf, & Suprayitno, E. (n.d.). Risk management in Islamic financial institutions (literature review)Enrichment: Journal of Management, 13(2), 1560–1567. 2. http://repository.uin-malang.ac.id/16775/
Ilyas, R. (2019). Analisis Kelayakan Pembiayaan Bank Syariah. Asy Syar’iyyah: Jurnal Ilmu Syari’ah Dan Perbankan Islam, 4(2), 124–146. https://doi.org/10.32923/asy.v4i2.999
Mardiana, M. (2018). Pengaruh Manajemen Risiko Terhadap Kinerja Keuangan (Study Pada Perbankan Syariah Yang Terdaftar Di Bei). IQTISHODUNA, 14(2), 151–166. https://doi.org/10.18860/iq.v14i2.4940
Putra, I. G. S., Affandi, H. A. A., Purnamasari, L., & Sunarsi, D. (n.d.). ANALISIS LAPORAN KEUANGAN. Cipta Media Nusantara. https://books.google.co.id/books?id=iRFUEAAAQBAJ
Shoumi, I. N. H., & Wardana, G. K. (2024). Faktor Penentu Nilai Perusahaan Perbankan Syariah Dunia: Profitabilitas, Ukuran Perusahaan, Dan Kebijakan Dividen. Jurnal Dimensi, 13(2), 276–289. https://doi.org/10.33373/dms.v13i2.6199
Copyright (c) 2025 Diyah Ajeng Styawati
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
