Prinsip, implementasi, dan tantangan dalam sistem ekonomi syariah modern

  • Yusratun - Nafila Program Studi Hukum Ekonomi Syariah, Universitas Negeri Maulana Malik Ibrahim Malang
Keywords: sharia economic law, riba, gharar, Islamic banking., economy system

Abstract

Sharia economic law is a branch of Islamic law that regulates economic activities based on Sharia principles. This study aims to understand the fundamental concepts of Sharia economic law, its implementation in the financial and business sectors, and the challenges faced in its application. The findings indicate that Sharia economic law prohibits practices such as riba, gharar, and maysir while emphasizing risk-sharing principles through contracts like mudharabah and musyarakah. The implementation of Sharia economics has expanded in banking, capital markets, and trade sectors. However, challenges persist, including limited public understanding, suboptimal regulations, and competition with conventional economic systems. Therefore, broader education and stronger policy support are necessary to ensure the sustainable growth of Sharia economics in the future.

Downloads

Download data is not yet available.

References

Akibun, F., Prayitno, H., Z, R., & Otto, N. (2025). Financial Literacy In Gen Z Generation (Case Study at Bina Taruna University Gorontalo). Jurnal Ekonomi, Manajemen, Akuntansi Dan Keuangan, 6(2), 8. https://doi.org/10.53697/emak.v6i2.2286

Azizuddin, I. (2020). Implementasi Akad Ijarah-Asset To Be Leased pada Transaksi Sukuk Ritel di Bank Syariah Mandiri cabang Jombang. Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah, 5(2), 190. https://doi.org/10.29300/ba.v5i2.3653

Destiani, R. D., & Mufiidah, A. N. (2024). Era Baru Ekonomi Digital: Studi Komprehensif tentang Teknologi dan Pasar. ADI Bisnis Digital Interdisiplin Jurnal, 5(1), 47–50. https://doi.org/10.34306/abdi.v5i1.1095

Dewi, M. T., & Wardana, G. K. (n.d.). Profitability of Sharia Banking in Southeast Asia: ICSR, IPI and Zakat.

Fakhruddin, F., Hasan, S., Firdaus, D. H., & Hidayat, H. (2024). From Fiqh al-Ibadat to Muamalat: Repositioning Zakat Management in Indonesia in the Perspective of Maqāṣid Al-Sharī’ah. Samarah: Jurnal Hukum Keluarga Dan Hukum Islam, 8(1), 495. https://doi.org/10.22373/sjhk.v8i1.19637

Ghafar Ismail, A. (2010). Money,Islamic Banks and the Real Economy (second edition). Cengage Learning.

Kristyanto, V. S., & Kaluge, D. (2018). Peningkatan Inklusivitas Ekonomi Melalui Pembiayaan Investasi Modal Manusia. Jurnal Ekonomi Kuantitatif Terapan, 170. https://doi.org/10.24843/JEKT.2018.v11.i02.p04

Naja, A. H., Indiastuti, R., Masyita, D., & Cupian, C. (2023). IS ISLAMIC BANKING PERFORMANCE IN MALAYSIA TRULY BETTER THAN INDONESIA? Journal of Islamic Monetary Economics and Finance, 9(4), 611–636. https://doi.org/10.21098/jimf.v9i4.1784

Obaidullah, M., & Khan, T. (2008). Islamic Microfinance Development: Challenges and Initiatives. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.1506073

PlumX Metrics

Published
2025-07-25
How to Cite
Nafila, Y. (2025). Prinsip, implementasi, dan tantangan dalam sistem ekonomi syariah modern. Maliki Interdisciplinary Journal, 3(6), 496-502. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/14442
Section
Articles