Implementasi Manajemen Risiko Teknologi Informasi dalam Proses Transformasi Digital Bank Syariah Indonesia
Abstract
Digital transformation in the Islamic banking sector brings new challenges in managing information technology (IT) risks. Bank Syariah Indonesia (BSI), the largest Islamic bank in Indonesia, experienced a major data breach in 2023 due to a ransomware attack, highlighting the urgency of robust and structured IT security systems. This study aims to analyze the implementation of IT risk management at BSI in response to the incident. The method used is qualitative literature review by examining references on IT risk management, cybersecurity, and case studies of data breaches in Islamic banking. The results show that BSI has strengthened its organizational structure, established strategic units such as the CISO and SOC, and implemented comprehensive system testing. In addition, operational governance and third-party collaborations are managed based on compliance principles and data protection. This study recommends enhancing cybersecurity awareness, conducting regular technology evaluations, and fostering inter-institutional synergy as strategic measures to strengthen the digital resilience of Islamic banking in the future.
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