Eksplorasi strategi pengelolaan risiko di bank syariah Indonesia dalam mewujudkan keuangan yang berkelanjutan

Authors

  • Nadiyatul Falihah Universitas Islam Negeri Maulana Malik Ibrahim Malang

Keywords:

management, risk, islamic bank, strategy, economy

Abstract

This research discusses the risk management strategies implemented by Bank Syariah Indonesia (BSI) in order to maintain the stability and sustainability of the Islamic financial system in Indonesia. BSI, as a result of the merger of several large Islamic banks, applies sharia principles in all its activities and manages various risks, including credit, market, liquidity, operational, legal, reputation, strategic, yield, and investment risks, in a structured and sustainable manner. Risk management is carried out by referring to regulations from relevant authorities such as OJK and Bank Indonesia, and supported by internal policies based on prudential principles and sharia principles. Through this approach, BSI seeks to create a risk-aware work culture, strengthen stakeholder trust, and support sharia-based sustainable economic development. This research utilizes literature study and descriptive qualitative analysis to understand the risk management strategies and practices implemented by Islamic banks, as well as provide recommendations for effective risk management to support resilient and sustainable Islamic economic growth.

Downloads

Download data is not yet available.

Downloads

Published

2025-06-18

How to Cite

Falihah, N. (2025). Eksplorasi strategi pengelolaan risiko di bank syariah Indonesia dalam mewujudkan keuangan yang berkelanjutan. Maliki Interdisciplinary Journal, 3(5), 1801–1808. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/15533

Issue

Vol. 3 No. 5 (2025): MAY

Section

Articles

License

Authors who publish with this journal agree to the following terms:

  • Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
  • Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  • Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.