Peran teknologi informasi dalam meningkatkan manajemen risiko di sektor perbankan
Abstract
In today's digital era, technology has become the main foundation in the increasingly competitive business world. Rapid advances in information and communication technology have significantly changed the way organizations operate, interact with customers, and manage various risks that may arise. In this context, risk management and innovation emerge as two important aspects that are interconnected and inseparable. This study will discuss in depth the role of technology in supporting risk management and facilitating innovation, as well as how companies can optimally utilize technology to achieve their long-term goals. Thus, investment in technology and the development of related managerial capabilities are essential to creating an innovative, adaptive, and highly competitive environment. Companies that successfully do this will have a significant competitive advantage and be able to navigate future challenges with greater confidence.
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