Ijarah dalam bisnis sewa mobil mewujudkan transaksi bebas riba
Abstract
In the perspective of Islamic economics, transactions that contain elements of usury and gharar are included in the category of muamalah which are prohibited because they are contrary to the principles of justice, transparency, and blessings in doing business. Therefore, a system is needed that is able to offer halal alternatives in leasing practices, one of which is through the application of ijarah contracts. The purpose of writing this article is to find out the role of ijarah contracts in the car rental business to realize usury-free transactions. The type of research in this study is library research, which is research through literature or literature studies. The application of ijarah contracts in the car rental business is a good and strategic solution in realizing economic transactions that are free from elements of usury, gharar, and injustice. The ijarah contract provides a clear, fair, and sharia-compliant transaction structure, focusing on the utilization of goods without transferring ownership. In practice, ijarah provides protection for both parties through a transparent agreement.
Downloads
References
Al Fasiri, M. J. (2021). Penerapan Al Ijarah Dalam Bermuamalah. Ecopreneur : Jurnal Program Studi Ekonomi Syariah, 2(2), 236. https://doi.org/10.47453/ecopreneur.v2i2.446
Baihaqi. (2023). Pelaksanaan Sewa-Menyewa Mobil Rental dalam Persepektif Ekonomi Syariah. Jurnal Ekonomi Syariah Dan Bisnis Islam, 0, 1–9.
Dewan Syariah Nasional MUI. (2000). Fatwa Dewan Syariah Nasional—Majelis Ulama Indonesia Tentang Pembiayaan Ijarah No: 09/DSN-MUI/IV/2000. Dewan Syariah Nasional MUI, 1–4.
Djalaluddin, A. (2016). Pinjaman tanpa riba. https://repository.uin-malang.ac.id/9301/
Djuwaini, D. (2010). Pengantar Fiqh Muamalah (S. Z. Qudsy, Ed.; Cetakan II). Pustaka Pelajar.
Ghofur, A. (2016). Konsep Riba Dalam Al-Qur’an. Economica: Jurnal Ekonomi Islam, 7(1), 1–26. https://doi.org/10.21580/economica.2016.7.1.1030
Jamalulail, M., & Susamto, B. (2022). Konsep Ḍarūrat Dalam Penetapan Toleransi Riba Pada Efek Syariah. Journal of Islamic Business Law, 6(4). https://repository.uin-malang.ac.id/19468/
Khasanah, U., & Wicaksono, A. T. S. (2023). Pengembangan model akad Al-Ijarah pasca pandemi pada UMKM di Malang Raya. https://repository.uin-malang.ac.id/17669/
Maulana, D. F. (2021). Analisis Terhadap Kontrak Ijarah dalam Praktik Perbankan Syariah. Muslim Heritage, 6(1). https://doi.org/10.21154/muslimheritage.v6i1.2569
Mukaromah, L. A., & Anam, K. (2021). Komparasi Ijarah Dan Sewa Guna Usaha (Leasing) Dalam Pandangan Hukum Ekonomi Syariah. Al Maqashidi, 4(2), 56.
Pasi, K. U., Fitra, T. H., & Batubara, M. (2022). Analisis Perbedaan Antara Pembiayaan Leasing Konvensional dan Syariah (Ijarah). As-Syirkah: Islamic Economic & Financial Journal, 2(1), 1–12. https://doi.org/10.56672/syirkah.v2i1.28
Sahrani, S., & Abdullah, R. (2011). Fikih Muamalah (A. Jamaludin, Ed.; Cetakan 1). Penerbit Ghalia Indonesia.
Sakti, L., & Adityarani, N. W. (2020). Tinjauan Hukum Penerapan Akad Ijarah Dan Inovasi Dari Akad Ijarah Dalam Perkembangan Ekonomi Syariah Di Indonesia. Jurnal Fundamental Justice, 1(2), 39–50. https://doi.org/10.30812/fundamental.v1i2.900
Santoso, H., & Anik. (2023). Analisis Pembiayaan Ijarah Perbankan Syariah. Tabsyir: Jurnal Dakwah Dan Sosial Humaniora, 2(2), 25–38. https://doi.org/10.59059/tabsyir.v2i2.631
Syaichoni, A. (2023). Fikih Muamalah: Konsep Dasar Transaksi Bisnis Islam (Y. Sulastri, Ed.; Cetakan Pe). CV Bintang Semesta Media.
Syarif, M. I. (2015). Konsep Riba Dalam Alquran Dan Literatur Fikih. Al-Iqtishad: Journal of Islamic Economics, 3(2). https://doi.org/10.15408/aiq.v3i2.2527
Copyright (c) 2025 Uswatun Khasanah
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
