Implementasi manajemen strategi dalam meningkatkan kinerja dan daya saing bank syariah di indonesia
Abstract
This study aims to analyze the implementation of strategic management in improving the performance and competitiveness of Islamic banks in Indonesia. Using a descriptive qualitative approach through library research, data were obtained from national and international journals, as well as academic sources from UIN Malang. The findings reveal that the implementation of strategic management—covering formulation, implementation, and evaluation—enhances efficiency, profitability, and compliance with maqashid sharia. Supporting factors such as digital transformation, product innovation, risk management, and good corporate governance are crucial in strengthening the competitive position of Islamic banks in the global market. Moreover, the development of competent and ethical human resources plays a significant role in achieving long-term strategic success. Therefore, integrating business strategies with Islamic values forms the foundation for sustainability and social welfare within the Islamic banking industry.
Downloads
References
Ahyar, M. K., Kurniawan, C., & Dimas Rizki Efendi. (2024). Journal of Finance and Islamic Banking Vol. 7 No. 2 Desember 2024. Journaal of Finance and Islamic Banking, 7(1), 102–123.
Akbar. C, Eril, Abdullah Muhammad Wahyudin, & Awaluddin Murtiadi. (2022). 51-56+Manajemen+Risiko. Jurnal Hukum Ekonomi Syariah, 1(Manajemen Risiko di Perbankan Syariah), 1–6. https://doi.org/10.46870/milkiyah.v1i2.162
Aldi, V. (2023). Analisis Kinerja Keuangan dan Stabilitas Makroekonomi terhadap Profitabilitas PT. BCA Syariah. Jurnal Ilmiah Ekonomi Islam, 9(3), 4506. https://doi.org/10.29040/jiei.v9i3.10943
Ayusaleha, A., & Laila, N. (2022). Diversifikasi, Bank Karakteristik, dan Profitabilitas Bank Umum Syariah di Indonesia. Jurnal Ekonomi Syariah Teori Dan Terapan, 9(3), 299–309. https://doi.org/10.20473/vol9iss20223pp299-309
Hidayah, N., Amanda, A., & Az – Jahra, S. (2024). Menelaah Tantangan Bank Syariah dalam Menghadapi Perkembangan di Era Digital. Journal of Waqf and Islamic Economic Philanthropy, 1(3), 1–8. https://doi.org/10.47134/wiep.v1i3.295
Jatnika, F., Emas, H., Hari, A., Buyback, H., Antam, E., Mandiri, B., & Akseleras, D. (2025). OPINI : Tantangan Risiko Bank Syariah. 1–7.
Laili, I., & Tyas, K. (2024). Analisis manajemen risiko pada bank syariah: Membangun keberlanjutan dalam sistem keuangan Islami. Maliki Interdisciplinary Journal (MIJ) eISSN, 2(5), 1718–1728.
Meldona, M. (2009). Manajemen sumber daya manusia: Perspektif integratif. UIN-Maliki Press. http://repository.uin-malang.ac.id/1412/
Muttaqin, Q., & Khasanah, U. (2023). Analisis kepatuhan prinsip syariah dalam layanan e-money perspektif Maqashid Syariah. Jurnal Ilmiah Ekonomi Islam, 9(2), 1806–1811. https://repository.uin-malang.ac.id/16236/
Nur Afni,Chaerul San, Efa Darmayanti. (2025). PENGARUH PENERAPAN MANAJEMEN RISIKO TERHADAP KINERJA BANK SYARIAH DI INDONESIA. 03, 520–536.
Siti Hanifah. (2025). Manajemen Strategi dalam Bisnis Syariah untuk Keberlanjutan dan Keunggulan Kompetitif. Jurnal Nuansa : Publikasi Ilmu Manajemen Dan Ekonomi Syariah, 3(2), 315–326. https://doi.org/10.61132/nuansa.v3i2.1772
Sugianto, Azzahra, M., & Manik, F. N. (2023). Implementasi Manajemen Risiko Bank Syariah Indonesia (BSI). Innovative : Journal Of Social Science Research, 3(6), 10778–10787.
Wahyu Hestya Budianto, E. (2023). Pemetaan Penelitian Risiko Reputasi Pada Perbankan Syariah Dan Konvensional: Studi Bibliometrik Vosviewer Dan Literature Review. Al-Masraf (Jurnal Lembaga Keuangan Dan Perbankan), 8(1), 94–113. http://repository.uin-malang.ac.id/15319/
Copyright (c) 2025 Fitri Ana Mukti

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.



