Pengaruh kehidupan anak rantau di ma'had terhadap kemampuan mengatur keuangan
Studi kasus pada ma'had Sunan Ampel Al-Aly
Abstract
The purpose of this study is to examine how the lives of students living far from home (anak rantau) in Ma’had Sunan Ampel Al-Aly influence their ability to manage personal finances. The research is grounded in the fact that students residing in the Ma’had environment are responsible for their own expenses, making financial management skills essential for successful dormitory life. This study employs a descriptive quantitative approach with 23 students as respondents. A 5-point Likert scale questionnaire was used to assess their financial management abilities. The results indicate that most respondents fall into the high-ability category, with the following score distribution: 9 students selected score 5, 8 selected score 4, and 6 selected score 3. The calculated mean score is 4.13, suggesting that life in the Ma’had positively influences the financial management capabilities of students living away from home. The study finds that the structured routines, culture of simplicity, and religious environment of the Ma’had contribute to more disciplined and focused spending habits. These findings may serve as a foundation for developing financial literacy programs tailored for Ma’had students.
Downloads
References
Afifuddin, M. A. (2024). Manajemen pendidikan Islam. Maliki Interdisciplinary Journal, 2(7), 14–24.
Epriliani, N. (2024). Strategi Mahasiswa Rantau Luar Pulau Jawa Dalam Mengelola Perilaku Konsumtif (Studi Kasus Mahasiswa Fakultas Dakwah Uin Saizu Purwokerto). Uin Prof. KH Saifuddin Zuhri.
Hasanah, U. (2023). Pengaruh hedonic shopping motivation dan literasi keuangan terhadap impulsive buying produk e-commerce pada mahasiswa di Kota Semarang.
Hidayah, R., Solichah, N., Fattah, A., Ramadhan, R. E., Diandra, S., & Zakiyah, E. (2025). Manajemen stres pengasuhan melalui pendekatan spiritual dan psikologis. Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M), 6(4), 1342–1357.
Kole, N. (2022). Asrama Sebagai Tempat Kehidupan Dan Pembinaan Siswa-Siswi Sekolah Misi Interdenominasi. Inculco Journal of Christian Education, 2(2), 151–165.
Ningrum, D. E. A. F. (2022). Statistika Deskriptif (mean, Median, Modus, Kuartil, Desil, Persentil) [Video recording]. http://repository.uin-malang.ac.id/11907/
Ningsih, N. N. F., & Fikriah, N. L. (2023). Viral marketing, bandwagon effect dan keputusan pembelian: Integrasi mekanisme pemediasian perilaku konsumtif. Iqtishoduna: Jurnal Ekonomi Dan Bisnis Islam, 19(2). https://repository.uin-malang.ac.id/16214/
Nuryana, I., & Wicaksono, A. B. (2020). Pengaruh sikap keuangan, teman sebaya, dan kecerdasan spiritual melalui kontrol diri terhadap perilaku pengelolaan keuangan. Economic Education Analysis Journal, 9(3), 940–958.
Syariifah, E. N., & Yuliana, I. (2023). Literasi keuangan dan kontrol diri terhadap perilaku konsumtif melalui rasionalitas pada mahasiswa Manajemen UIN Malang. Jurnal Akuntansi Dan Ekonomika, 12(2), 202–211. https://repository.uin-malang.ac.id/15257/
Wulandari, S. (2023). Pengaruh Literasi Keuangan, Parental Income Dan Self Control Terhadap Minat Menggunakan Shopeepaylater Pada Mahasiswa Rantau (Studi Kasus Mahasiswa Jambi Di UIN Walisongo Semarang). Semarang: UIN Walisongo.
Zuhriyah, L., Fitri, L. E., Lestari, R., Setijowati, N., Indrawan, I., Budianto, A., Indrawan, D., Priasmoro, D. P., & Harmani, M. G. F. (2021). Self Monitoring (pemantauan Mandiri) Pola Hidup Sehat. https://repository.uin-malang.ac.id/11039/
Copyright (c) 2026 Laila Mustofa
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
