Implementasi akad mudharabah dalam unit usaha pondok pesantren

Authors

  • Isnaeni Nur Auliya Program Studi Perbankan Syariah, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Keywords:

Mudharabah contract, Islamic boarding school business unit, profit sharing, Sharia economy, East Java

Abstract

Islamic boarding schools in East Java have great potential as community economic empowerment institutions through business units that are managed independently. One relevant instrument is the mudharabah contract, which is a cooperation agreement between the capital owner (shahibul maal) and the business manager (mudharib) with a profit sharing system based on an agreed ratio. This study aims to analyze the implementation of mudharabah contracts in business units of islamic boarding schools in East Java and evaluate their compliance with DSN-MUI Fatwa No. 07/DSN-MUI/IV/2000. The method used is qualitative with a case study approach through interviews, observation, and documentation. The results show that pesantren in East Java have applied mudharabah contracts, but there are still gaps with the rules of fiqh muamalah, especially in the transparency of financial records and productive fund management. The main obstacles include limited human resources, manual financial recording, and lack of sharia supervision. This study recommends strengthening sharia financial literacy and implementing contract-based accounting in the pesantren environment.

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References

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Published

2026-05-04

How to Cite

Auliya, I. N. (2026). Implementasi akad mudharabah dalam unit usaha pondok pesantren. Maliki Interdisciplinary Journal, 4(10), 645–650. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/25593

Issue

Vol. 4 No. 10 (2026): OCTOBER

Section

Articles

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Copyright (c) 2026 Isnaeni Nur Auliya

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