Pengukuran risiko dalam konsep manajemen risiko
Abstract
This observation is carried out to find out how to measure a risk that exists or will occur in the future for a company. Risk measurement is an attempt to determine the size of the risk that will occur. This is done to see the level of risk faced by the company, then see the impact of risk on company performance and prioritize which risks are most relevant. This risk measurement is carried out using 7 techniques, namely probability measurement, notional risk, risk sensitivity, risk viability, VAR approach, risk frequency and significance matrix, scenario analysis. It is hoped that this observation will help determine the relative importance of a risk and obtain the information needed by the Risk Manager in an effort to determine the most acceptable/best method and combination of methods in using risk management tools.
Downloads
References
Alfinawati. (2010). Manajemen risiko sebagai evaluasi mengurangi pembiayaan bermasalah: Studi Pada PT. Bank Tabungan Negara Syariah Persero Tbk Kantor Cabang Malang.
Crouhy, M., Galai, D., & Mark, R. (2006). The Essentials of Risk Management.
Dionne, G. (2013). Risk Management: History, Definition and Critique Bureaux de Montréal: Bureaux de Québec. www.cirrelt.ca
Hayford, F., & Ahmed, S. (2013). Tools and Techniques for Project Risk Management: Perspective of Micro to Small Scale Construction Firms in Ghana.
Ihyak, M., Segaf, S., & Suprayitno, E. (2023). Risk management in Islamic financial institutions (literature review). Enrichment: Journal of Management, 13(2), 1560–1567.
Indrawati. (2009). Aplikasi manajemen risiko pada Investasi Foreign Exchange (FOREX).
Megasari, Dyah Ayu (2012) Aplikasi manajemen rasiko pemberian kredit usaha rakyat pada PT. BRI (Persero) Tbk Kantor Cabang Kediri. Other thesis, Universitas Islam Negeri Maulana Malik Ibrahim. http://etheses.uin-malang.ac.id/2202/
Melinda, E., & Segaf, S. (2023). Implementation of Risk Management in Murabahah Financing At Bmt UGT Nusantara Nusantara Pasuruan. Enrichment: Journal of Management, 13(2), 914–920.
Mukhlisoh. (2008). Aplikasi manajemen risiko pembiayaan murabahah pada BMT Syariah Pare Kediri.
Mustikawan, A., & Rofiq, Z. (2022). Analisis sistem manajemen lingkungan uin malang menuju green campus: perspektif EMS ISO 14001. https://doi.org/10.32478/evaluasi
Podziņš, O., & Romānovs, A. (2017). IT risk identification and assessment methodology. Vide. Tehnologija. Resursi - Environment, Technology, Resources, 2, 124–127. https://doi.org/10.17770/etr2017vol2.2539
Ridwan, Muhammad Faisal (2018) Implementasi manajemen risiko pada produk pembiayaan Mikro: Studi kasus pada PT. Bank BRI Syariah KCP Batu. Diploma thesis, Universitas Islam Negeri Maulana Malik Ibrahim. http://etheses.uin-malang.ac.id/12869/
Silvia. (2014). Silvia, Nailus (2014) Analisis peranan manajemen risiko dalam menciptakan good corporate governance: Studi kasus pada BRI Syariah Cabang Malang. Undergraduate thesis, Universitas Islam Negeri Maulana Malik Ibrahim. http://etheses.uin-malang.ac.id/2004/
Syadali, M. R., Segaf, S., & Parmujianto, P. (2023). Risk management strategy for the problem of borrowing money for Islamic commercial banks. Enrichment: Journal of Management, 13(2), 1227–1236.
Wati. (2020). Penerapan manajemen risiko pembiayaan pada perusahaan fintech pegadaian syariah.
Copyright (c) 2023 Ahmad Muqarrabin Hakim
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
