Implementasi Akad Murabahah pada pembiayan Murabahah di BMT Sarana Wiraswasta Muslim Malang
Studi kasus di Pasar Dinoyo dan Pasar Landungsari
Abstract
Sharia business institutions are one of the tools used to control Islamic economic principles. An Islamic financial institution is a legal entity that specializes in Islamic finance and owns sharia-compliant financial and non-financial assets. Baitul Maal Wa Tamwil (BMT) was created as a result of the growth of Islamic financial institutions. In its activities, BMT has two functions, namely baitul maal and baitul tamwil. The BMT Sarana Wiraswasta Muslim Cooperative or better known as BMT SWM is one of the best BMT-based multi-business cooperatives in Malang City. This cooperative was officially established in August 1996. The business units run by BMT SWM are baitul maal units, trading units, and savings and loan units. One of the BMT SWM products is murabahah financing using a murabahah contract. Murabahah is a type of bai', namely buying and selling plus a certain amount of profit agreed between the seller and the buyer. This study uses a qualitative approach, namely observation and interview methods conducted at the BMT Sarana Malang Muslim Entrepreneurs Cooperative to understand the implementation of murabaha funding contracts for Muslim Entrepreneurs BMT Sarana.
Downloads
References
Patricia, C. O. S. (2021). Implemetasi Akad Murabahah pada produk pembiayaan di BMT Fauzan Azhiima Parepare. 3(2), 6.
Sakum, S. (2021). Implementasi Akad Murabahah Pada Produk Pembiayaan Murabahah Di Koperasi Simpan Pinjam Dan Pembiayaan Syariah Baitul Maal Wat Tamwil Fajar Cabang Bekasi. Jurnal Ekonomi Syariah Pelita Bangsa, 6(01), 20–29. https://doi.org/10.37366/jespb.v6i01.173
Melina, F., & Zulfa, M. (2020). Implementasi Pembiayaan Murabahah pada Baitul Mal Wat Tamwil (BMT) Kota Pekanbaru. Journal of Economic, Bussines and Accounting (COSTING), 3(2), 356–364. https://doi.org/10.31539/costing.v3i2.1032
Melina, F. (2020). Pembiayaan Murabahah Di Baitul Maal Wat Tamwil (BMT). Jurnal Tabarru’: Islamic Banking and Finance, 3(2), 269–280. https://doi.org/10.25299/jtb.2020.vol3(2).5878
Zulvia, A. R., & Nawirah, N. (2021). Implementasi Akad Murabahah Berbasis Margin Pada Masa Pandemi Covid-19. El Dinar, 9(2), 152–164. https://doi.org/10.18860/ed.v9i2.11867
Copyright (c) 2024 Fara Kurnia Tri Suwandini
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
