Pengaruh literasi keuangan dan gaya hidup terhadap perilaku konsumtif pengguna aplikasi pinjaman online (peer to peer landing) pada mahasiswa Jawa Timur tahun 2021.
Keywords:
Financial Literacy, Lifestyle, Consumptive Behavior, Peer to Peer Landing App, Millennial GenerationAbstract
This study aims to investigate the influence of financial literacy and lifestyle on the consumptive behavior of online loan application users in the millennial generation. Financial literacy is measured through knowledge of financial concepts and fund management, while lifestyle involves spending patterns and consumption preferences. The descriptive quantitative method is used to collect data from a sample of millennials who use online loan applications. Regression analysis will be used to assess the relationship between the variables of financial literacy, lifestyle, and consumptive behavior. This research is expected to provide insights into the factors that influence millennials’ consumptive behavior in using online lending apps, as well as implications for the development of financial literacy and consumer education.
Downloads
Downloads
Published
How to Cite
Issue
Section
License
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
