Tantangan implementasi prinsip syariah dalam manajemen pembiayaan pada bank syariah
Abstract
The purpose of this article is to discuss the challenges of implementing sharia principles in sharia bank financing management in Indonesia, as well as providing suggestions for overcoming these challenges through increasing understanding of sharia principles, service quality, human resources, supervision and development of sharia financing. Apart from that, this article also aims to provide relevant references related to this topic. The research method used in this article is a descriptive qualitative approach which involves a verbal data collection process through library research or the "library research" method. The research results show that Islamic banks in Indonesia face challenges in implementing sharia principles in financing management, which includes institutional development, socialization, expanding branch networks, increasing human resources, and increasing capital. To overcome these challenges, sharia banks need to increase understanding of sharia principles, service quality, human resources, supervision, and development of sharia financing , development of new products and services, improving service quality, and developing human resources.
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