Dinamika risiko likuiditas dalam operasional perbankan syariah
Tinjauan komprehensif dan implikasi manajerial
Abstract
Liquidity risk is a critical factor in bank operations that requires careful consideration from management. The purpose of this article is to provide a literature review on the risk of liquidity in the banking industry. This article uses the method of literary analysis to identify the definition, cause, effect, and management strategy of likuiditas that have already been discussed in previous literature. Literature suggests that a company's ability to meet its debt obligations is a risk factor. This ability can be affected by both internal and external factors, such as credit card debt, non-performing loans, and market volatility. Liquidity risk has a significant impact on an organization's financial stability and can disrupt operational activities on a global scale. In order to mitigate the risk of liquidity, literature proposes a few strategies, such as diversifying liquidity sumber, adopting a cautious approach to currency, and using appropriate financial instruments. In addition, it is important to note that scenario evaluation, effective communication, and documentation of management initiatives are all part of a comprehensive approach to mitigating the risk of liquidity
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