Risiko pembiayaan pada perbankan syariah
Tipologi, dampak, dan pendekatan pengelolaannya
Abstract
This research aims to determine the impact of financing risk on sharia banking and provide solutions to it. The analysis technique used is the Library Research method based on previous research from books, journals and existing research. The results obtained are that financing risk in sharia banking consists of 4 main risks, namely Financing Concentration Risk, Counterparty Credit Risk, Equity Investment Risk and Marketing Risk. This financing risk can have an impact on other risks in a sequential and continuous manner, so the bank's success in managing financing risk will have a positive impact on the survival of a bank. The solution to financing risk is to conduct an analysis of prospective customers before making a decision to provide or reject financing.
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