Kompleksitas manajemen risiko di perbankan syariah

Identifikasi, pengukuran, dan strategi mitigasi

  • Amellia Zahro Program Studi Perbankan Syariah Universitas Islam Negeri Maulana Malik Ibrahim Malang
Keywords: Risk Management, Islamic Banking, Sustainability, Stability

Abstract

Islamic banks act as both intermediaries and customer partners, safeguarding their interests through prudent practices and monotheistic beliefs. Every firm, especially Islamic banks, encounters business risks. In this situation, Islamic banks face more sophisticated risks than other businesses in the industry. This article examines approaches for risk management in Islamic banking. This sort of library research entails looking for and collecting books relevant to the research topic. Data analysis involves decreasing data, presenting data, and generating conclusions. Risk management in Islamic banking entails detecting, measuring, and controlling financing risks based on transaction features, financial conditions, collateral, and potential payment failures. Islamic banks incur several risks, including credit risks.There are two types of risks: benchmark risk and liquidity risk. Islamic banks must practice solid risk management in order to ensure the long-term viability and stability of their operations in a fast-rising market.

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References

Abdullah, M. W., & Awaluddin, M. (2022). Manajemen Risiko di Perbankan Syariah. Milkiyah: Jurnal Hukum Ekonomi Syariah, 1(2), 51-56.

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Ihyak, M., Segaf, S., & Suprayitno, E. (2023). Risk management in Islamic financial institutions (literature review). Enrichment: Journal of Management, 13(2), 1560-1567. http://repository.uin-malang.ac.id/16775/

Mardiana, M. (2018). Pengaruh Manajemen Risiko Terhadap Kinerja Keuangan (Study Pada Perbankan Syariah Yang Terdaftar Di BEI). Iqtishoduna, 14 (2), 151–166.

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Putri, F. A., & Qadariyah, L. (2023). Risk Management in Sharia Financial Institutions (Case Study of BMT NU East Java Socah Bangkalan Branch). ILTIZAM Journal of Shariah Economics Research, 7(2), 195-209.

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Published
2024-05-31
How to Cite
Zahro, A. (2024). Kompleksitas manajemen risiko di perbankan syariah. Maliki Interdisciplinary Journal, 2(5), 1242-1247. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/7289
Issue
Vol 2 No 5 (2024): MAY
Section
Articles

Copyright (c) 2024 Amellia Zahro

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