Penerapan manajemen risiko operasional dalam meminimalkan dampak negatif pada perbankan syariah
Abstract
The increasing popularity of financial institutions in Indonesia has an impact on the development of Islamic banks which will always face various types of risks with varying complexity in their operations. The increasingly rapid growth of sharia banking in Indonesia means risk management is very necessary and managed well. This research was conducted with the aim of finding out the importance of operational risk management that must be applied in sharia banking. The research method used in this research is a literature study with data collection techniques obtained from various sources. The results of this research are that operational risk is a risk that is influenced by human factors, systems, processes and external parties. The existence of risk management in Islamic banks is able to anticipate negative impacts such as business failure and bank bankruptcy. It is hoped that this literature review can provide knowledge and insight to Islamic banking, especially employees who handle operational risks in Islamic banking financial institutions.
Downloads
References
Agustin, H., Armis, & Hasan, H. (2022). Teori Manajemen Resiko Bank Syariah. Jurnal Tabarru’: Islamic Banking and Finance, 5(2), 551–564. https://doi.org/10.25299/jtb.2022.vol5(2).11251
Aprilia, Y., Khilmia, A., & Ilma Ahmad, Z. (2022). Manajemen Risiko Operasional Pada Perbankan Syariah: Bibliometrik. IQTISHADIA Jurnal Ekonomi & Perbankan Syariah, 9(2), 192–203. https://doi.org/10.19105/iqtishadia.v9i2.6729
Budianto, E. W. H. (2023). Pemetaan Penelitian Risiko Operasional Pada Industri Keuangan Syariah Dan Konvensional: Studi Bibliometrik Vosviewer Dan Literature Review. Ekonomi Islam, 14(2), 158–174. https://doi.org/10.22236/jei.v14i2.11121
Fasa, M. I., Doktor, K., Islam, E., Sunan, U., & Yogyakarta, K. (2022). Manajemen Resiko Perbankan Syariah Di Indonesia. Jurnal Ekonomi Dan BIsnis Islam, 1(2), 36–53
Mardiana, M. (2018). Pengaruh Manajemen Risiko Terhadap Kinerja Keuangan (Study Pada Perbankan Syariah Yang Terdaftar Di Bei). Iqtishoduna, 14(2), 151–166. https://doi.org/10.18860/iq.v14i2.4940
Melinda, E., & Segaf. (2023). Implementation of risk management in murabahah financing at BMT UGT Nusantara Pasuruan. Enrichment: Journal of Management, 13(2), 914–920.
Mulia, T., & Afriyeni, A. (2019). Penerapan Manajemen Risiko Operasional Pada Unit Teller Pt. Bank Pembangunan Daerah Sumatera Barat. 13, 1–11. https://doi.org/10.31219/osf.io/w5uqk
Nasional, P. S. (2002). Prosiding Seminar Nasional dan Call for Papers. 23, 218–226.
Nengsih, I., & Meidani, D. (2021). Strategi Manajemen Menghadapi Risiko Operasional Pada Pt Bank Pembiayaan Rakyat Syariah (Bprs) Haji Miskin Pandai Sikek. Jurnal Manajemen Dan Profesional, 2(1), 12–31. https://doi.org/10.32815/jpro.v2i1.760
Nengsih, I., Saputri, W., & Yudia Putri, Y. (2022). Penerapan Manajemen Risiko Operasional Pada Bank Nagari Syariah Cabang Pembantu Padang Panjang (studi khasus bank nagari syariah padang panjang ). Mabis, 2(1), 48–54.
Ni’mah, J., Kusumaningrum, B., Asiyah, B. N., & Subagyo, R. (2023). Manajemen Risiko Operasional Pada Bank Syariah Indonesia (BSI). Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, 6(2), 2843–2850. https://doi.org/10.47467/alkharaj.v6i2.4159
Pratama, R. (2018). PENERAPAN MANAJEMEN RISIKO PADA PERBANKAN SYARIAH (Studi Kasus Pada Bank Muamalat & Bank Syariah Mandiri Cabang Kota Ternate) Rheza Pratama Fakultas Ekonomi Universitas Muhammadiyah Maluku Utara INFORMASI ARTIKEL ABSTRAK Jurnal Mitra Manajemen (JMM Online. Jurnal Mitra Manajemen (JMM Online), 2(6), 597–609.
Syadali, Rif, an M., , Maulana Malik Ibrahim Malang, U., & Al-Yasini Pasuruan, S. (2023). Enrichment: Journal of Management Risk management strategy for the problem of borrowing money for Islamic commercial banks. Enrichment: Journal of Management, 13(2). http://repository.uin-malang.ac.id/16771/
Rohimatul Baroroh, Z., & Faizin, M. (2023). Manajemen Risiko Operasional Produk Pembiayaan Kpr Dalam Upaya Meminimalisir Kerugian Di Bank Syariah. Falahiya : Research Journal of Islamic Banking and Finance, 2(1), 14–25.
Sofyan, S. (2017). Analisis Penerapan Manajemen Risiko Pembiayaan Pada Lembaga Pembiayaan Syariah. Bilancia: Jurnal Studi Ilmu Syariah Dan Hukum, 11(2), 359–390. https://doi.org/10.24239/blc.v11i2.310
Sri Rahmany. (2017). Sistem Pengendalian Internal dan Sistem Manajemen Risiko Pembiayaan Pada Bank Syariah. Journal of Chemical Information and Modeling, 6(2), 193–222.
Copyright (c) 2024 Zuni Maulidiya
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
