Analisis manajemen risiko pembiayaan pada akad mudharabah perbankan syariah
Abstract
This research aims to understand the risks that often occur in financing with mudharabah contracts. The method used in this research is by using a literature review of previous research. The results of this research are that the risks associated with mudharabah contracts include market, liquidity, operational, legal, reputation, strategic, compliance and performance risks. There are also other risks such as credit risk and investment risk. Literature studies show that these risks can occur when customers use funds not in accordance with the contract or through intentional mistakes. One of the risks identified is shrinking risk, which is related to a decrease in the financial value of mudharabah due to certain business factors.
Downloads
References
Arfan, A., Saifullah, S., & Fakhruddin, F. (2016). IMPLEMENTASI PRINSIP BAGI HASIL DAN MANAJEMEN RISIKO DALAM PRODUK-PRODUK PEMBIAYAAN PERBANKAN SYARIAH DI KOTA MALANG. INFERENSI, 10(1), 213. https://doi.org/10.18326/infsl3.v10i1.213-238
Budianto, E. W. H. (2022). Pemetaan Penelitian Akad Mudharabah Pada Lembaga Keuangan Syariah: Studi Bibliometrik Vosviewer Dan Literature Review. J-EBIS (Jurnal Ekonomi dan Bisnis Islam), 43–68. https://doi.org/10.32505/j-ebis.v7i1.3895
Dwi Lestari, Elvi Khairani Sofyan, Rambe Roisuddin Ery, Sulhi, & Anzu Elvia Zahara. (2023). Systematic Literature Review (SLR) Implementasi Akad Mudharabah dalam Perekonomian di Indonesia. E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis, 16(2), 267–273. https://doi.org/10.51903/e-bisnis.v16i2.1196
Ibrahim, M. M. (2015). ANNA SYLVIA DIAN SAVITRI.
Noeraisha, N. S., Larasati, N., Sandi, P. A. S., & Rodhi, M. D. M. (2022). Implementasi dan Resiko Akad Mudharabah. 1. http://conference.um.ac.id/index.php/nsafe/article/view/3106
Oleh, D., Watiningsih, L., & Zaky, A. (2016). ANALISIS RISIKO TRANSAKSI AKAD MUDHARABAH. http://repository.ub.ac.id/108785/
Subaidi, S. (2014). KEBIJAKAN PERBANKAN SYARI’AH DALAM MENGATASI RISIKO KERUGIAN AKAD MUDHARABAH. https://journal.ibrahimy.ac.id/index.php/lisanalhal/article/view/80
Wafie, S., & Segaf, S. (2023). Pemanfaatan Informasi Dan Teknologi Dalam Implementasi Manajemen Pengendalian Risiko Likuiditas Di Bmt Ugt Nusantara. Jurnal Ilmiah Ekonomi Islam, 9(3), 3380. https://doi.org/10.29040/jiei.v9i3.9481
Copyright (c) 2024 Lailatul Izzah Sonia

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.



