Manajemen risiko sebagai tantangan utama bagi perkembangan perbankan syariah di Indonesia
Abstract
The development of sharia banks in Indonesia from 1992 to 1998 showed significant progress, starting from one unit in 1992 to three units in 1999. Then, the number of sharia and conventional banks increased to six units in 2000, while BPRS reached 86 units. Risk management is an important step in identifying, measuring, integrating and reducing these risks. Islamic banks face complex risks because they involve company organs, customers, society and economic stability. This research aims to understand the concept of risk management in the context of sharia banking. By considering the complexity of risks faced by Islamic banks, this research seeks to identify effective risk management strategies to maintain operational continuity and achieve the strategic goals of Islamic banks in a sustainable manner.
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