Mengelola sistem pengendalian risiko operasional khas perbankan syariah
Abstract
Islamic banks face various types of risks specific to risk management issues. One of these is operational risk. Islamic banks need to look at operational risks that can affect their operational performance to achieve their operational objectives. Operational risks include losses caused by inadequacy or internal process failures, human error, and external events. To mitigate these operational risks, Islamic banks can implement operational risk management control systems, such as anticipating inherent risks, following the principles of the Islamic Financial Services Board (IFSB), and establishing internal controls for operational risks.
Downloads
References
Alfiansyah, Z., & Safitri, R. (2022). Peran mediasi dari kedisiplinan pegawai terhadap pengaruh aplikasi siap kerja sebagai peningkat kinerja pegawai. Jurnal Dimensi Universitas Riau Kepulauan, 11(3), 528–542. https://doi.org/10.33373/dms.v11i3.4266
Ardian, M. F.. (2022). Manajemen risiko operasional pada PT. Bank Syariah Indonesia Area Aceh. Skripsi. Repository UIN Ar-Raniry. 1-166. https://repository.ar-raniry.ac.id/id/eprint/25783/
Hermawan, B. (2023). Strategi mitigasi risiko pada pembiayaan dan operasional bank syariah di Indonesia. 1(4), 523–531.
Ihyak, M., Segaf, S., & Suprayitno, E. (2023). Risk management in Islamic financial institutions (literature review). Enrichment: Journal of Management, 13 (2). pp. 1560-1567. http://repository.uin-malang.ac.id/16775/
Maharudin, D., & Adityawarman, A¬. (2018). Analisis pengaruh risiko pembiayaan, risiko operasional, dan risiko likuiditas terhadap tingkat efisiensi perbankan syariah di Indonesia tahun 2013-2017. Diponegoro Journal of Accounting, 7(4), 1–11. https://ejournal3.undip.ac.id/index.php/accounting/article/view/25630
Melinda, E., & Segaf, S. (2023). Implementation of risk management in murabahah financing at BMT UGT Nusantara Pasuruan. Enrichment: Journal of Management, 13 (2). pp. 914-920. http://repository.uin-malang.ac.id/16773/
Nasfi, N., Ganika, G., Putro, S. E., Muttaqien, Z., Ayuanti, R. N., Kusumawardani, M. R., Anwar, K., Umiyati, H., Theodora, P., Hendratmoko, S., Wardana, G. K., Rimayanti, R., Nugroho, L., & Mulatsih, L. S. (2022). Dasar Manajeme dan Bisnis (Sebuah Tinjauan Teori dan Praktis). Widina Media Utama.
Nelly, R., Siregar, S., & Sugianto, S. (2022). Analisis manajemen risiko pada bank syariah: Tinjauan literatur. Reslaj: Religion Education Social Laa Roiba Journal, 4(4), 918–930. https://doi.org/10.47467/reslaj.v4i4.1008
Nurapiah, D. (2019). Manajemen risiko operasional pada perbankan syariah di Indonesia. EKSISBANK: Ekonomi Syariah dan Bisnis Perbankan, 3(1), 66–73. https://doi.org/10.37726/ee.v3i1.14
Rahmany, S. (2017). Sistem Pengendalian Internal dan Sistem Manajemen Risiko Pembiayaan Pada Bank Syariah. IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita, 6(2), 193–222. https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/112
Syadali, M. R., Segaf, S., & Parmujianto, P. (2023). Risk management strategy for the problem of borrowing money for Islamic commercial banks. Enrichment: Journal of Management, 13 (2). pp. 1227-1236. http://repository.uin-malang.ac.id/16771/
Wafie, S., & Segaf, S. (2023). Pemanfaatan informasi dan teknologi dalam implementasi manajemen pengendalian risiko likuiditas di BMT UGT Nusantara. Jurnal Ilmiah Ekonomi Islam, 9(3), 3383–3384. http://dx.doi.org/10.29040/jiei.v9i3.9481
Zikri, Z. A. (2019). Analisis Manajemen Risiko Perbankan Syariah Dalam Menghadapi Risiko Pasar Pada PT Bank Aceh Syariah. Skripsi. Repository UIN Ar-Raniry. 1-142. https://repository.ar-raniry.ac.id/id/eprint/14699/
Copyright (c) 2024 Sabila Aulia
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
