Implementasi manajemen risiko yang efektif pada pembiayaan mudharabah di Bank Umum Syariah Indonesia

  • Zulfa Muasaroh Binti Rahmawati Program Studi Perbankan Syariah Universitas Islam Negeri Maulana Malik Ibrahim Malang
Keywords: Financing, Risk, Mudharabah, Islamic Commercial Bank

Abstract

Mudharabah merupakan prinsip bagi hasil dalam sistem keuangan Islam di mana investor menyediakan modal dan pengusaha menyediakan keterampilan serta usaha. Namun, pembiayaan mudharabah juga membawa risiko yang memerlukan manajemen yang efektif. Analisis dilakukan melalui pendekatan holistik terhadap berbagai risiko yang mungkin timbul dalam pembiayaan mudharabah, seperti risiko kredit, operasional, pasar, dan hukum. Penelitian ini menggunakan berbagai metode studi literatur. Hasil analisis menyoroti tantangan dan peluang dalam manajemen risiko pembiayaan mudharabah di Indonesia. 

 

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Published
2024-07-25
How to Cite
Binti Rahmawati, Z. (2024). Implementasi manajemen risiko yang efektif pada pembiayaan mudharabah di Bank Umum Syariah Indonesia. Maliki Interdisciplinary Journal, 2(6). Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/7484
Issue
Vol 2 No 6 (2024): JUNE
Section
Articles

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