SAPUTRI, Wilyana Erfian. Strategi digitalisasi untuk meningkatkan daya saing bank di era fintech. Maliki Interdisciplinary Journal, [S. l.], v. 3, n. 11, p. 794–801, 2025. Disponível em: https://urj.uin-malang.ac.id/index.php/mij/article/view/19149. Acesso em: 26 sep. 2026.