ARIWIBOWO, Yusuf Ageng; AISYAH, Esy Nur. Analisis efisiensi operasional bank muamalat indonesia: kajian rasio bopo periode 2020–2024. Maliki Interdisciplinary Journal, [S. l.], v. 4, n. 1, p. 528–534, 2025. Disponível em: https://urj.uin-malang.ac.id/index.php/mij/article/view/20154. Acesso em: 8 aug. 2026.