EFENDI, Muhammad Alief Rafa. Transformasi dan peluang bisnis digital di indonesia: Implikasi bagi UMKM. Maliki Interdisciplinary Journal, [S. l.], v. 4, n. 2, p. 590–594, 2025. Disponível em: https://urj.uin-malang.ac.id/index.php/mij/article/view/20423. Acesso em: 4 aug. 2026.