GUNAWAN, Risma. Peran dan hambatan efektifitas financial technology Baitul Maal wa Tamwil di Indonesia. Maliki Interdisciplinary Journal, [S. l.], v. 2, n. 5, 2024. Disponível em: https://urj.uin-malang.ac.id/index.php/mij/article/view/4579. Acesso em: 4 aug. 2026.