KHOTIMAH, Retno Wahyuning Khusnul. Strategi pembiayaan BPRS dalam meningkatkan pertumbuhan UMKM. Maliki Interdisciplinary Journal, [S. l.], v. 2, n. 12, 2024. Disponível em: https://urj.uin-malang.ac.id/index.php/mij/article/view/11138. Acesso em: 4 aug. 2026.