BILAL, Imam jagat. Penerapan teknologi dalam optimalisasi layanan perbankan. Maliki Interdisciplinary Journal, [S. l.], v. 3, n. 7, p. 121–125, 2025. Disponível em: https://urj.uin-malang.ac.id/index.php/mij/article/view/11281. Acesso em: 4 aug. 2026.