UMAM, Reza khoirul. Analisis penerapan 5 C terhadap nasabah pembiayaan bank syariah Indonesia. Maliki Interdisciplinary Journal, [S. l.], v. 3, n. 5, p. 2193–2204, 2025. Disponível em: https://urj.uin-malang.ac.id/index.php/mij/article/view/11373. Acesso em: 5 aug. 2026.