AFRIZAL, Nova Maulana. Analisis manajemen risiko transformasi digital di lembaga keuangan syariah: pendekatan studi kasus dan regulasi nasional. Maliki Interdisciplinary Journal, [S. l.], v. 3, n. 12, p. 2129–2136, 2025. Disponível em: https://urj.uin-malang.ac.id/index.php/mij/article/view/15721. Acesso em: 4 aug. 2026.