HARIYONO, Bunga Prameswari. Strategi inovatif perbankan syariah di era digital: Membangun keunggulan kompetitif. Maliki Interdisciplinary Journal, [S. l.], v. 3, n. 11, p. 440–445, 2025. Disponível em: https://urj.uin-malang.ac.id/index.php/mij/article/view/11149. Acesso em: 1 aug. 2026.