WARDANI, Yuke ivana kusuma. Eskalasi risiko operasional dalam layanan perbankan digital: Tantangan pengendalian internal di tengah kompleksitas teknologi. Maliki Interdisciplinary Journal, [S. l.], v. 4, n. 6, p. 16–22, 2026. Disponível em: https://urj.uin-malang.ac.id/index.php/mij/article/view/25596. Acesso em: 21 jul. 2026.