Shofiranti, N. (2025) “Mengelola risiko layanan digital: kasus gangguan m-banking pada BSI”, Maliki Interdisciplinary Journal, 3(12), pp. 2014-2017. Available at: https://urj.uin-malang.ac.id/index.php/mij/article/view/15680 (Accessed: 6February2026).