santoso, muhammad irham imam. “Analisis Strategi Pertumbuhan Bank Syariah Melalui Teknologi Digital Di Indonesia”. Maliki Interdisciplinary Journal 3, no. 11 (October 13, 2025): 1561–1566. Accessed August 22, 2026. https://urj.uin-malang.ac.id/index.php/mij/article/view/19116.