akbar, moh rafi, and Esy Nur Aisyah. “Studi Profitabilitas Bank Muamalat Berbasis Rasio Net Profit Margin (NPM) Pada Masa Pemulihan Ekonomi 2020–2024”. Maliki Interdisciplinary Journal 4, no. 2 (December 31, 2025): 394–404. Accessed September 26, 2026. https://urj.uin-malang.ac.id/index.php/mij/article/view/20037.