Aulya, Mimma. “Penerapan Enterprise Risk Management (ERM) Dalam Menurunkan Risiko Keuangan Bank Syariah”. Maliki Interdisciplinary Journal 3, no. 6 (June 4, 2025): 2196-2205. Accessed May 1, 2026. https://urj.uin-malang.ac.id/index.php/mij/article/view/15671.