Rivanda, Alfina. “Strategi Pengelolaan Risiko Operasional Pada Bank Umum Syariah Di Indonesia”. Maliki Interdisciplinary Journal 3, no. 10 (November 5, 2025): 655-664. Accessed February 1, 2026. https://urj.uin-malang.ac.id/index.php/mij/article/view/15733.