umam reza khoirul. Analisis penerapan 5 C terhadap nasabah pembiayaan bank syariah Indonesia. MIJ [Internet]. 2025 Jun. 10 [cited 2026 Aug. 3];3(5):2193-204. Available from: https://urj.uin-malang.ac.id/index.php/mij/article/view/11373