1.
Hariyono BP. Strategi inovatif perbankan syariah di era digital: Membangun keunggulan kompetitif. MIJ [Internet]. 2025 Oct. 29 [cited 2026 Jul. 30];3(11):440-5. Available from: https://urj.uin-malang.ac.id/index.php/mij/article/view/11149