Strategi dan implementasi manajemen risiko operasional pada perbankan syariah

Authors

  • Husnul Khotimah Universitas Islam Negeri Maulana Malik Ibrahim Malang

Keywords:

Operational risk management, Islamic banks, strategy, implementation, challenges

Abstract

This study examines the strategy and implementation of operational risk management in Islamic banks with a focus on identifying, measuring, monitoring, and controlling risks. Islamic banking in Indonesia faces complex challenges in managing operational risks that include internal process failures, human error, system disruptions, and external risks. The main challenges include the complexity of sharia contracts, limited human resources, and cyber threats due to technological advances. Islamic banks' efforts in dealing with operational risk include the implementation of technology, employee training, and internal controls. With a proactive approach, Islamic banks can increase customer confidence and ensure operational sustainability.

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Published

2025-06-29

How to Cite

Khotimah, H. (2025). Strategi dan implementasi manajemen risiko operasional pada perbankan syariah. Maliki Interdisciplinary Journal, 3(5), 180–186. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/15613

Issue

Vol. 3 No. 5 (2025): MAY

Section

Articles

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