Peran public relation dalam membangun kepercayaan nasabah di lembaga keuangan syariah

  • Halimatu Rosita Program Studi Perbankan Syariah, Universitas Islam Negeri Maulana Malik Ibrahim Malang
Keywords: Public relations, customer trust, islamic financial institutions, sharia contracts, loyalty

Abstract

In Indonesia, Islamic financial institutions are growing rapidly as the public becomes more aware of a financial system that adheres to Islamic principles. This study examines the role of Public Relations (PR) in building customer trust and the implementation of Sharia contracts such as Wakalah, Mudharabah, and Musyarakah, which serve as the basis for fair and transparent financing. Customer trust is a crucial element in maintaining interest in and loyalty to Islamic financial institutions. A sound PR strategy plays a crucial role in conveying Sharia values, strengthening the institution's image, and increasing public understanding through ethical communication and the use of digital media. The study's findings indicate that Sharia compliance, corporate social responsibility (CSR), and transparency are crucial components in building a positive image of Islamic financial institutions. However, challenges remain, such as low financial literacy, high perceived risk of profit-sharing investments, and reputational threats from ethical issues and cyberattacks. Therefore, collaboration between Islamic-based PR strategies, secure digital innovation, and the strict implementation of Sharia contracts is necessary to build sustainable customer trust and loyalty amidst the competition in the modern financial industry.

Downloads

Download data is not yet available.

References

Abdillah, M. R., & Hasan, I. (2025). The Influence of Digital Marketing, Online Customer Review, and Trust on Customer Decisions to Save in Islamic Banks with Savings Inclination as a Mediating Variable (A Study on Customers of Bank Syariah Indonesia in Malang City). Cashflow Current Advanced Research on Sharia Finance and Economic Worldwide, 4(2), 150–159. https://repository.uin-malang.ac.id/23678/

Aisyah Amalina, Ari Santoso Widodo, & Marini Marini. (2025). Analysis of Brand Image and Customer Trust Improvement Through Ethical Communication and CSR Practices at Bank Muamalat. International Journal of Economics and Management Research, 4(3), 228–240. https://doi.org/10.55606/ijemr.v4i3.548

Basrowi, B., Ali, J., Suryanto, T., & Utami, P. (2023). Islamic Banking Loyalty in Indonesia: The Role Brand Image, Promotion, and Trust. Share: Jurnal Ekonomi Dan Keuangan Islam, 12(1), 75–102. https://doi.org/10.22373/share.v12i1.15338

Gunawan, R. (2024). Peranan public relations influencer terhadap perilaku nasabah dalam menggunakan mobile banking Bank Syariah Indonesia ( BSI ). 2(12), 622–626.

Idris, M., & Sukma, E. (2023). Customer Loyalty Through Satisfaction, Engagement, and Trust: A Study in Islamic Banking in South Sulawesi, Indonesia. Li Falah-Jurnal Studi Ekonomi Dan Bisnis Islam, 8(2), 89–102. http://ejournal.iainkendari.ac.id/lifalah

Koeswandana, N. A., & Yulfiatmi, M. Y. (2025). Do cyberattacks and religiosity impact customers’ loyalty? Study on Bank Syariah Indonesia. Jurnal Ekonomi & Keuangan Islam, 11(May 2023), 179–195. https://doi.org/10.20885/jeki.vol11.iss2.art2

Putri, A. N. R., & Rahayu, Y. S. (2023). Customer Retention Sebagai Variabel Intervening Pada Pengaruh Relationship Quality Terhadap Loyalitas Nasabah Tabungan Bank Syariah. Jurnal Ilmu Manajemen, 11(1), 241–251. https://repository.uin-malang.ac.id/14888/

Solekah, N. A. (2014). Analisis Faktor-Faktor Yang Dipertimbangkan Konsumen Dalam Menabung Di Lembaga Keuangan Syariah. El Dinar, 1(01), 85–99. http://etheses.uin-malang.ac.id/56433/

Yuliyanti, I., & Firmansyah, F. (2023). Kepuasan Nasabah Sebagai Variabel Intervening Pada Pengaruh Customer Relationship Management Terhadap Loyalitas Nasabah. Jurnal Ecogen, 6(3), 305. https://repository.uin-malang.ac.id/16359/

PlumX Metrics

Published
2025-10-17
How to Cite
Rosita, H. (2025). Peran public relation dalam membangun kepercayaan nasabah di lembaga keuangan syariah. Maliki Interdisciplinary Journal, 3(10), 573-579. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/19329
Section
Articles