Strategi bank syariah dalam mendukung pembiayaan ramah lingkungan melalui skema Green Financing

  • Daris Daris Program Studi Perbankan Syariah, Universitas Islam Negeri Maulana Malik Ibrahim Malang
Keywords: Islamic banks, green financing, sustainability, maqashid sharia, customer satisfaction

Abstract

Green financing is a crucial instrument for promoting sustainable development within the Islamic banking sector. Islamic banks play a strategic role in ensuring that financing activities are not solely profit-oriented but also contribute positively to environmental preservation. This study aims to analyze the strategies of Islamic banks in supporting environmentally friendly financing through green financing schemes. The research employs a literature review method by examining various academic sources related to green finance practices in Indonesia. The findings reveal that green financing strategies include product innovation such as green sukuk and eco-murabahah, the enhancement of sustainable financial literacy, and the reinforcement of internal policies aligned with Environmental, Social, and Governance (ESG) principles. Furthermore, collaboration between regulators, financial institutions, and the public is essential to expanding green financing implementation. In conclusion, the adoption of green financing not only strengthens the competitiveness of Islamic banks but also reflects the essence of maqashid syariah by promoting welfare, justice, and environmental sustainability.

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Published
2025-10-18
How to Cite
Daris, D. (2025). Strategi bank syariah dalam mendukung pembiayaan ramah lingkungan melalui skema Green Financing. Maliki Interdisciplinary Journal, 3(11), 1158-1163. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/19361
Issue
Vol 3 No 11 (2025): NOVEMBER
Section
Articles

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