Strategi bank syariah dalam mendukung pembiayaan ramah lingkungan melalui skema Green Financing

Authors

  • Daris Daris Program Studi Perbankan Syariah, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Keywords:

Islamic banks, green financing, sustainability, maqashid sharia, customer satisfaction

Abstract

Green financing is a crucial instrument for promoting sustainable development within the Islamic banking sector. Islamic banks play a strategic role in ensuring that financing activities are not solely profit-oriented but also contribute positively to environmental preservation. This study aims to analyze the strategies of Islamic banks in supporting environmentally friendly financing through green financing schemes. The research employs a literature review method by examining various academic sources related to green finance practices in Indonesia. The findings reveal that green financing strategies include product innovation such as green sukuk and eco-murabahah, the enhancement of sustainable financial literacy, and the reinforcement of internal policies aligned with Environmental, Social, and Governance (ESG) principles. Furthermore, collaboration between regulators, financial institutions, and the public is essential to expanding green financing implementation. In conclusion, the adoption of green financing not only strengthens the competitiveness of Islamic banks but also reflects the essence of maqashid syariah by promoting welfare, justice, and environmental sustainability.

Downloads

Download data is not yet available.

Downloads

Published

2025-10-18

How to Cite

Daris, D. (2025). Strategi bank syariah dalam mendukung pembiayaan ramah lingkungan melalui skema Green Financing. Maliki Interdisciplinary Journal, 3(11), 1158–1163. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/19361

Issue

Vol. 3 No. 11 (2025): NOVEMBER

Section

Articles

License

Authors who publish with this journal agree to the following terms:

  • Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
  • Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  • Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.