Meningkatkan kinerja keuangan bank syariah
Strategi jitu manajemen risiko teknologi informasi
Abstract
The rapid development of Sharia banking in Indonesia is marked by an increase in the number of institutions and active assets. It is driven by increasing public awareness of the importance of Shariah finance. This article discusses the important role of information technology risk management (IT) in Shariah banking, in particular in managing the new risks that emerge as technology progresses. This research uses a descriptive qualitative approach by collecting data through library searches. Research results show that effective IT risk management can increase customer confidence, reduce operating costs, and ensure compliance with regulations. Implementation of IT risk management in Indonesian sharia banks is reflected in the adoption of the Sharia Information Technology Guidelines (PTIS), internal policies, IT infrastructure investments, and interbank collaboration. Amid challenges such as complex cyber security threats, sharia banks have an opportunity to enhance operational security and develop innovative sharia financial products. In conclusion, IT risk management is the key to ensuring a secure operational sustainability and in line with the principles of Shariah for shariah banks in this digital age.
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