Pentingnya manajemen risiko operasional pada bank syariah dalam rangka meningkatkan kepercayaan pemangku kepentingan
Abstract
The rapid development of sharia banking in Indonesia brings new challenges related to the complexity of financial institutions. Risks that have a significant impact are risks that need to be managed well by sharia banks to ensure operational continuity and compliance with sharia principles. This article discusses the importance of operational risk management in Islamic banking, with a focus on identifying, measuring, monitoring and controlling risks. Operational risks in Islamic banks can arise from various sources, including internal process failures, technology failures, and external threats such as natural disasters and financial crime. A holistic and comprehensive operational risk management approach is very important to maintain the stability and sustainability of sharia banking operations. Through an effective process for identifying, assessing and managing operational risks, Islamic banks can minimize financial losses, protect their reputation and increase operational efficiency. Using the literature method, this article aims to provide awareness of the increasing importance of risk management in the banking sector, especially through regulations that emphasize good corporate governance and effective risk management. By understanding operational risks thoroughly and implementing operational risk management best practices, Islamic banks can successfully face future challenges and increase stakeholder trust.
Downloads
References
Anam, H. (2023). Manajemen Risiko Operasional Bank Syariah; Teori dan Manfaat. Jurnal At-Tamwil: Kajian Ekonomi Syariah, 5(1), 16–31. https://doi.org/10.33367/at.v5i1.1476
Aprilia, Y., Khilmia, A., & Ilma Ahmad, Z. (2022). MANAJEMEN RISIKO OPERASIONAL PADA PERBANKAN SYARIAH: BIBLIOMETRIK. IQTISHADIA Jurnal Ekonomi & Perbankan Syariah, 9(2), 192–203. https://doi.org/10.19105/iqtishadia.v9i2.6729
Budianto, E. W. H., & Dewi, N. D. T. (2023). Reputation Risk in Islamic and Conventional Banking: Mapping Research Topics using VOSviewer Bibliometric and Library Research. https://doi.org/10.5281/ZENODO.10117288
Fasa, M. I. (2016). MANAJEMEN RESIKO PERBANKAN SYARIAH DI INDONESIA.
Ihyak, M., Segaf, & Suprayitno, Eko. (t.t.). Risk management in Islamic financial institutions (literature review). 2. http://repository.uin-malang.ac.id/16775/
Jarir, A. (t.t.). MANAJEMEN RISIKO OPERASIONAL PADA PERBANKAN SYARI’AH.
Mardiana, M. (2018). PENGARUH MANAJEMEN RISIKO TERHADAP KINERJA KEUANGAN (STUDY PADA PERBANKAN SYARIAH YANG TERDAFTAR DI BEI). IQTISHODUNA, 14(2), 151–166. https://doi.org/10.18860/iq.v14i2.4940
Melinda, E., & Segaf. (t.t.). Implementation of risk management in murabahah financing at BMT UGT Nusantara Pasuruan. 2.
Ni’mah, J., Kusumaningrum, B., Asiyah, B. N., & Subagyo, R. (2023). Manajemen Risiko Operasional Pada Bank Syariah Indonesia (BSI). Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, 6(2), 2843–2850. https://doi.org/10.47467/alkharaj.v6i2.4159
Syadali, M. R., Segaf, & Parmujianto. (t.t.). Risk management strategy for the problem of borrowing money for Islamic commercial banks. 13(2). http://repository.uin-malang.ac.id/16771/
Copyright (c) 2024 Anis Tri Rahmawati
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
